If you currently have a f1RST Personal Loan from First Financial Bank, in order to be eligible for another loan, you must:
Have made your payments on time for the six previous consecutive months on your current f1RST Personal Loan;
Have no more than 1 outstanding f1RST Personal Loan through First Financial Bank at the time of application; and
Have no more than $50,000 of outstanding principal at the time the loan originates.
If you have finished paying off an existing f1RST Personal Loan and made your payments on-time for the 6 previous consecutive months, you are able to apply for a new loan after your most recent payment clears (14 days from the payment date).
If you have finished paying off an existing f1RST Personal Loan and any of the 6 most recent monthly payments were not on time, or you paid off the f1RST Personal Loan before reaching 6 monthly payments, you must wait 60 days before reapplying.
To create a new application, we require you to use a different email address than what you may have previously used on another application. To apply for a new loan, check your rate here!