Yes, your f1RST Personal Loan application may be disqualified even after you receive an initial offer of credit. Your application will be disqualified if your credit history indicates a subsequent disqualifying event after the initial offer but before origination. Subsequent disqualifying events include, but are not limited to:

• A significant drop in your credit score after your initial offer of credit but before origination;  

• An increase in your monthly debt obligations after your initial offer of credit but before origination;  

• Your credit report showing accounts currently in collections or 30 or more days delinquent; 

• New accounts on your credit report established after your initial offer of credit but before origination; and 

• Inquiries on your credit report after your initial offer of credit but before origination that are not related to a student loan, vehicle or mortgage.