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Support Home Borrower Eligibility Will I be eligible for a f1RST Personal Loan? Have a verifiable name, date of birth and social security number; Be at least 18 … I am an existing borrower. If you are an existing borrower, you must (1) have made your payments on time for… I am a former borrower. If you are a returning borrower, more than 60 days must have passed from the date… Why was I disqualified? To learn why we were unable to offer you a f1RST Personal Loan at this time, you … Can I use a cosigner? We do not allow you to apply for a f1RST Personal Loan with a cosigner. Since thi… Can my application be disqualified after I receive an initial offer of credit? Yes, your f1RST Personal Loan application may be disqualified even after you rece…